Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Average rates on CDs often exceed what you receive on other savings products because you agree to leave your money on deposit for a set period of time. Strategies like laddering can provide you with ...