Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Before rushing to a Roth conversion, here are several important realities federal employees should understand.

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or ...

If you're considering a 2025 Roth IRA conversion, now's the time to act. There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

As financial advisors, our heroics don’t typically make for riveting dinner conversation, but in our daily duties, we frequently step in and save the day. We wield advanced modeling tools to optimize ...

Roth IRAs are a popular retirement savings and investment tool, especially for those expecting to be in a higher tax bracket in retirement, because of their tax advantages. However, a Roth conversion ...

When Sean Kelly sits down with clients to discuss how to transition to new Roth catch-up rules from the IRS, he often finds himself talking less about investments and more about payroll files. “It’s ...

The Roth IRA is one of the most powerful savings tools available to investors looking to build their nest egg for retirement. Choosing between a Roth or traditional 401(k) product can be difficult for ...

You will owe taxes on your Roth IRA conversion in the year of the conversion. Your converted funds must stay in your Roth IRA for five years before you can withdraw them penalty-free. Roth savings ...