A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

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Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Most people need sufficient home insurance to cover their home’s replacement costs, but the amount of coverage you need will depend on your property, area risks, and other factors. Homeowners ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options ...

Founded in 1936 during the height of the Great Depression, Geico has offered insurance products for more than eight decades. For its home insurance offerings, Geico acts as a broker. This means Geico ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.