If you have checked your credit report lately, you may have noticed an "inquiries" section. An inquiry refers to a request to look at your credit file and falls into one of two camps: hard or soft. A ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Note to readers: Visit our Coronavirus Information Center for more information about how the response to the outbreak affects your student debt, and other forms of financial hardship. Your credit ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. An excellent credit score (800 to 850) allows you to qualify for the best credit card offers. Most of the ...